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State of Health

Insurance Report 2025

State of Health Insurance Report 2025

Health insurance is undergoing seismic shifts worldwide. From skyrocketing medical inflation and telemedicine’s explosive rise to AI-powered healthcare and flexible benefits reshaping employee expectations, Pacific Prime’s State of Health Insurance Report 2025 explores key global trends and regional insights that matter most to insurers, employers, and HR leaders. Download the report for exclusive perspectives from industry experts and data-backed strategies to navigate what’s ahead.

Insights from Leading Insurance Companies Partner Around the World

This report is made possible through the insights and expertise shared by our valued contributors, including Allianz, APRIL, Bupa, AXA, Cigna, and the Worldwide Broker Network.

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Anthony Cabrelli

Managing Director, Bupa Global

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Romain Di Meglio

CEO, APRIL Asia

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Neil Kirby

CEO Global Individual Health, Cigna International

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Xavier Lestrade

CEO at AXA Global Healthcare

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David Myers

Global Head of Sales & KAM Health & Benefits, Allianz Partners

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Liz Yovich

Director of Global Engagement and Employee Benefits, Worldwide Broker Network

Global Trends and Challenges of Health Insurance in 2025

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Medical Inflation on the Rise

Premiums are climbing worldwide, especially in Asia Pacific and the Middle East, as insurers grapple with soaring healthcare costs and utilization.
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Telemedicine Goes Mainstream

Virtual care is now a core offering, reducing hospital visits and improving access—particularly for younger generations and rural populations.
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AI Integration in Healthcare & Insurance

Artificial intelligence is enhancing diagnostics, streamlining claims, and personalizing customer service, though ethical and regulatory frameworks are still evolving.
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Preventive Healthcare: A Double-Edged Sword

While early intervention lowers long-term costs, rising utilization from screenings and wellness programs is driving up short-term claims.
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Overutilization & Overprescription

Behavioral factors, such as unnecessary treatments and excessive outpatient visits, are inflating costs and prompting stricter insurer policies.
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Rise of Flexible & Personalized Benefits

Employers are shifting toward modular, employee-driven benefits and self-insurance models to stay competitive and manage costs.

Why

Download This Report?

icon Spot the trends shaping global health insurance in 2025
icon Learn how insurers and businesses are tackling rising costs
icon Get region-specific insights across Asia Pacific, the Middle East, Europe & the Americas
icon Hear from top industry leaders including Allianz, APRIL Asia, Bupa Global & WBN
icon Discover smart strategies like flexible benefits, telemedicine, and digital health tools
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Learn more in our
State of the Health Insurance Report 2025!

Learn more in our State of the
Health Insurance Report 2025!

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