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Pure insurance

Explanations

Common short-term medical insurance belongs to the category of pure insurance, which means that regardless of whether the insured person has a claim or not, the insurance premium will not be refunded.

Occurrence scenarios

Critical illness insurance, medical insurance, accident insurance, and similar policies.

key points

Regarding the type of insurance for critical illnesses that have a long development and treatment cycle, it is recommended that you choose a long-term, renewable pure insurance policy. Short-term policies often only provide coverage for one year and do not guarantee renewal, which is naturally very disadvantageous for critical illness patients.

If you would like to learn more, please feel free to consult with our insurance advisors.

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