Considerations when selecting Senior Healthcare Insurance
The age limit of the plan you are considering.
How your insurer will see your pre-existing conditions (i.e. whether they will be covered, and if so, to what extent).
How chronic conditions will be covered (Note: Chronic conditions differ from pre-existing conditions, as they are considered 'lifestyle illnesses' - a result of diet, exercise, and other lifestyle factors).
How to file claims on your policy and the renewal process.
The annual premium inflation rate - make sure you can afford to stay covered!
Where you can receive treatment.
Can you change aspects of your policy? If so, how and when?
Your insurer's reputation regarding the treatment of seniors. It may be a smaller insurer that has the best policy for taking care of your individual needs.
Personal Coverage
As you get older it tends to be important to secure sufficient medical insurance to cover any pre-existing or chronic conditions.
IF you are approaching senior citizen status or are looking for health insurance for an elderly person in China, we have plans for all your needs.
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