In a nutshell, outpatient insurance covers medical treatment that does not require an overnight stay at a medical facility. Once covered by an outpatient insurance plan, you could have the benefit of seeing a doctor, specialist, or physiotherapist directly by arranging an appointment before attending. The advantage of having this form of insurance cover is that you could save valuable time queuing at a public hospital, which ultimately could delay the necessary treatment you require.

With outpatient benefits coverage, you are entitled to some, if not all of the following treatments and services:

• Medical practitioner consultation costs
• Specialist costs
• Prescription medication
• Vaccinations
• Diagnostic services and tests e.g. X-rays, MRI, CAT scans, etc
• Scheduled health check-ups
• Home nursing
• Rehabilitation e.g. physiotherapy
• Alternative treatments
• Wellness and prevention services e.g. psychological counseling

Other prominent benefits on an outpatient benefits to be aware of include:

Direct Billing Network

Outpatient benefit offers some flexibility when it comes to choosing which hospital to visit for certain outpatient care and treatment. This is ideal for individuals that simply want the outpatient treatment that is near to their home for convenience, saving more time from the nearly endless queue.

Day case procedures and surgery

After a consultation with a doctor before treatment, commonly known as a pre-operative assessment, the surgeon may deem it safer and more beneficial to recommend that the patient comes in for a day case procedure. This involves treatment spanning an hour or two, with the patient ready to head home after the dressing is applied and medication subscribed. The outpatient day procedures are recommended to patients that do not have to stay overnight and can recover in the comfort of their homes.

Pacific Prime has long-standing partnerships with reliable health insurance companies in the region and globally. This means our specialists offer a wide range of quality outpatient insurance options in the market. Our free, value-added services include consultation, impartial advice, and plan comparisons with our team of experienced advisors. Pacific Prime delivers great service to help our clients meet their needs and budget. Please feel free to contact us if you have any other questions or get a free quote from us below!